Common Auto Accident Questions

Every year in the U.S., more than six million automobile accidents occur. In those accidents, nearly three million people are injured, or worse.

If you have been involved in a car accident, you probably have a good deal of questions, especially those relating to financial compensation for your accident injuries and property damage.

Following are some of the most often-asked questions about automobile accidents.

What if I am injured in an accident and the other driver does not have insurance?

Check your own motor vehicle insurance coverage. Many policies include Personal Injury Protection or Uninsured Driver Protection. If you have this as part of your policy, then your own insurance company should cover your expenses.

What can I do if my insurance company denies my claim?

If your insurance company denies your valid request for payment of damages, you may be able to sue the company for breach of contract. You will need an experienced auto accident insurance lawyer on your side to win this type of case.

How do I know if I have a personal injury auto accident case?

In general, if you have been hurt in an accident and the car accident was caused by another party, you may have a case. This is particularly true if there were drugs or alcohol involved in the accident, if injuries were significant and there was major vehicle damage.

How much is my car accident case worth?

Every case is different. This is a question that only a personal injury attorney can answer after a great deal of discussion with you and investigation into your specific situation.

Why do I need an automobile accident lawyer?

Insurance companies have large legal teams that work on auto accident cases. Their goal, of course, is to protect their business’ bottom line. If you do not hire an attorney to represent and guide you through the process, you could be at a distinct disadvantage in trying to receive the compensation you deserve. Plus, you need to focus on recovering from the accident, not the stress of handling insurance company calls.

What do I do if I am asked for a recorded statement?

It is common procedure for an insurance company to request a recorded statement early in the claims process. Most personal injury attorneys will advise you NOT to provide any written or recorded statements until you have spoken with a lawyer about your case. These “accident detail” recorded statements can be used against you and seriously affect your ability to receive compensation.

If you or someone you love has been injured in an automobile accident, you need sound and trusted legal advice quickly. For residents of the Austin and Central Texas area, an excellent resource is the website of Gonzales & Gonzales, board-certified auto accident lawyers.